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Classic Car Insurance

Jacksonville, Florida

Once you’ve determined that your vehicle qualifies as a collector car, it’s time to shop for quotes. In Jacksonville, classic car insurance is going to be determined by a number of variables such as how, when and where the vintage vehicle will be driven.

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Sanctioning car clubs and automotive associations have differing dates of distinction for classifying a vehicle as a classic, historic, antique or vintage car. For vehicle registration and titling as a classic, most states require a vehicle to be at least 20 years old and conform to the manufacturer’s original standards.
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Coverage Explained

Value Basis Collector Car Insurance

Conventional auto insurance policies are not designed to protect antique and classic vehicles to their true value. The quality of restoration and cost replacement parts must be considered when selecting a classic car insurance policy. At Shapiro Insurance Group, we can help you find vintage car insurance based upon an agreed value basis or with higher amount of repair protection. Carriers that offer this type of coverage may require that you limit the use of your classic vehicles for purposes such as car shows, parades or club events. Value basis collector car insurance policies can offer superior coverage by ensuring you are protected at the current cost of replacement.

FAQ

Frequently asked questions

Does my whole family need auto insurance?

Although no one expects to be involved in a collision, accidents do happen every day and the proper car insurance coverage can offer major protection for you and your passengers as well as providing reimbursements for damages to others when an accident is deemed to be your fault. If another driver, their family or a property owner takes legal actions, having the right truck or car insurance coverage can be a financial lifesaver and your carrier will play a vital role in managing a fair settlement. Speak with an agent at our Jacksonville office today.

How much coverage do I need?

Although no one expects to be involved in a collision, accidents do happen every day and the proper car insurance coverage can offer major protection for you and your passengers as well as providing reimbursements for damages to others when an accident is deemed to be your fault. If another driver, their family or a property owner takes legal actions, having the right truck or car insurance coverage can be a financial lifesaver and your carrier will play a vital role in managing a fair settlement. Speak with an agent at our Jacksonville office today.

Do my rates go up if I get in an accident?

Although no one expects to be involved in a collision, accidents do happen every day and the proper car insurance coverage can offer major protection for you and your passengers as well as providing reimbursements for damages to others when an accident is deemed to be your fault. If another driver, their family or a property owner takes legal actions, having the right truck or car insurance coverage can be a financial lifesaver and your carrier will play a vital role in managing a fair settlement. Speak with an agent at our Jacksonville office today.

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