Umbrella Insurance in Jacksonville
Do you have enough liability insurance to cover the costs of a settlement?
Over the past couple of decades, lawyers have become very proactive in pursuing legal settlements and courts seem to be awarding larger amounts for the settlement of personal injury lawsuits than ever before. Umbrella Insurance coverage is often used to provide added liability protection for property owners, small businesses, renters, vehicle owners, etc. The fact is, no one can predict how much an unexpected accident may cost. But, there is good news. Most insurance carriers allow policy holders to purchase additional coverage to create a protective umbrella in case disaster strikes.
How Umbrella Insurance Protection Works in Florida
Personal umbrella insurance allows an individual to increase his or her liability insurance coverage beyond the limits stated in a homeowners insurance policy, auto insurance policy, general liability policy, boat insurance policy or business liability policy to protect one's investments and future earnings. Umbrella policies can even cover claims excluded by a primary policy such as:
- Slander or Libel
- False Arrest
- Invasion of Privacy
Whether your dog bites the yard man or the neighbor's kid is injured in your swimming pool, umbrella coverage can help you cover extraordinary expenses, legal fees, court costs, payments for property damage and just about anything else that may threaten your financial well-being.
At Shapiro Insurance Group, our friendly staff is always ready to assist with all of your insurance needs. Our agents have a thorough understanding of how to use personal umbrella insurance protection to avoid the loss of assets or future income should you be held liable for an unexpected, non-criminal event. To get the personalized attention you deserve, call us today or use this website's convenient contact form for prompt quote.
My husband and I recently moved to Florida from out of state. We'd both been with the same insurance company since before marriage, over 25 years each to date. Unfortunately, all aspects of the move (homeowners, auto, property, and a new construction) proved beyond difficult for our company, to the point we started looking for a new provider. Shapiro came highly recommended by a neighbor and we were not disappointed. Unlike other companies we investigated, Jessica Coop with Shapiro responded immediately. Without the promise of future business, she provided a quote for our new home that the bank required. We decided to take it a step further and met with her to discuss transferring our business. She was on a mission, searching for the best packages for all our individual needs, while ensuring she was keeping us at the protection and service level to which we'd become accustomed with the other company. She was very frank about each cost vs. benefit decision. She has continued to help us navigate our coverage throughout the construction process. We have never felt so secure with our insurance portfolio and are grateful for her expertise and professionalism!
— Julia L.