Umbrella Insurance in Jacksonville
Do you have enough liability insurance to cover the costs of a settlement?
Over the past couple of decades, lawyers have become very proactive in pursuing legal settlements and courts seem to be awarding larger amounts for the settlement of personal injury lawsuits than ever before. Umbrella Insurance coverage is often used to provide added liability protection for property owners, small businesses, renters, vehicle owners, etc. The fact is, no one can predict how much an unexpected accident may cost. But, there is good news. Most insurance carriers allow policy holders to purchase additional coverage to create a protective umbrella in case disaster strikes.
How Umbrella Insurance Protection Works in Florida
Personal umbrella insurance allows an individual to increase his or her liability insurance coverage beyond the limits stated in a homeowners insurance policy, auto insurance policy, general liability policy, boat insurance policy or business liability policy to protect one's investments and future earnings. Umbrella policies can even cover claims excluded by a primary policy such as:
- Slander or Libel
- False Arrest
- Invasion of Privacy
Whether your dog bites the yard man or the neighbor's kid is injured in your swimming pool, umbrella coverage can help you cover extraordinary expenses, legal fees, court costs, payments for property damage and just about anything else that may threaten your financial well-being.
At Shapiro Insurance Group, our friendly staff is always ready to assist with all of your insurance needs. Our agents have a thorough understanding of how to use personal umbrella insurance protection to avoid the loss of assets or future income should you be held liable for an unexpected, non-criminal event. To get the personalized attention you deserve, call us today or use this website's convenient contact form for prompt quote.
Donna Setaro at Shapiro provides the General Liability for us at Ortega Hurricane Grill and Wings. From initial competitive quotes through implementation to present the service and responsiveness has been extroardinary.
— Calvin H.